1. COURSE OBJECTIVES
This course provides application methods in managing personal finance, ranging from personal finance planning to personal finance decision-making. It equips learners with fundamentals of applied personal finance, using some personal finance applications and skills necessary in planning, managing such basic personal assets as cash, deposits, automobile or real asset purchasing, personal credit managing, consumer loans managing ... This course also provides understanding regarding life insurances, healthcare insurance, automobile or house insurances... which support learners in planning their future personal finance. Besides, the course introduces some investment methods, such as: equities, fixed – income securities, real estates and practice using some applications, so that learners can apply to make personal finance decisions. Finally, learners will be educated to make a retirement plan and manage their personal income plan, personal assets after retirement.
2. COURSE CONTENTS
No. |
Contents |
Time Allocation |
Contribution to CLO |
|||
Hour(s) on the class |
Essays, exercise, Assignments... (3) |
Self-study with teacher’s tutorials (4) |
||||
Lecture (1) |
Practice, Seminar… (2) |
|||||
1 |
Lesson 1: Introduction to applied personal finance |
2 |
1 |
2.5 |
8 |
1,7,8,9 |
2-3 |
Lesson 2: Using MB Applications for PFM for planning personal finance |
4 |
2 |
3 |
12 |
1,7,8,9 |
4 |
Lesson 3: Declaring and managing personal income taxes |
2 |
1 |
2 |
10 |
2,7,8,9 |
5-6 |
Lesson 4: Managing personal assets using MB Applications for PFM |
4 |
2 |
3 |
12 |
2,7,8,9 |
7-8 |
Lesson 5: Personal credit scoring and Personal credit management using applications |
4 |
2 |
2 |
8.5 |
3,7,8,9 |
9-11 |
Lesson 6: Exploiting and managing personal insurance needs |
6 |
3 |
4 |
12 |
4,7,8,9 |
12-14 |
Lesson 7: Applying and managing personal investments |
6 |
3 |
4 |
12 |
5,7,8,9 |
15 |
Lesson 8: Retirement planning |
2 |
1 |
2 |
8 |
6,7,8,9 |
Total (hour) |
30 |
15 |
22.5 |
82.5 |
3. COURSE ASSESSMENT
- Score ladder: 10
- Type of assessment
Form |
Content |
Criteria |
CLO |
Proportion |
|
Formative |
Attendance |
|
The number of attendances and participation in lesson |
9 |
10% |
Midterm |
|
Presentation and/or Assignment |
1,2,3,7,8 |
30% |
|
Summative |
Final test |
|
MCQ and/or Essay |
1,2,3,4,5,6,8,9 |
60% |
|
|
|
Total: |
100% |
- Grading rubrics for individual’s/group’s written assignment/report
Criteria |
CLO |
Weighted Average |
Levels of Assessment |
Grade |
||||
A |
B |
C |
D |
F |
||||
8,5-10 |
7-8,4 |
5,5-6,9 |
4,0-5,4 |
<4 |
||||
Format |
8,9,10 |
20% |
All assignment format’s requirements are met with professional look. No spelling & grammar errors; well-presented tables & graphs; and sources are adequately cited. |
Assignment format has professional look but may have some format and spelling errors |
Assignment has format, spelling and grammar errors. Sources are not adequately cited. |
Assignment is sparsely written with many errors of format, spacing, spelling and grammar |
Assignment is carelessly written with many format errors; and fails to meet format’s requirements |
|
Writing style |
9,10 |
20% |
Writing is very clear, coherent, logically organized and interesting. Main ideas are well developed and supported throughout the paper. |
Writing is good with clear ideas, but some parts are not logical. |
Writing is unclear with some incoherent and vague ideas |
Substandard writing which lacks logical organization. Ideas are vague with little evidence of critical thinking |
Poor writing with mainly “copy and paste” ideas. |
|
Content |
1,2,3,4,5,6,7,8 |
50% |
Content meets assignment requirements very well, and indicates the synthesis, expansion and in-depth analysis of ideas. No sign of plagiarism |
Content meets assignment requirements without sign of plagiarism. However, content does not indicate the expansion of ideas. |
Content basically meets assignment requirements without sign of plagiarism. But some parts of content are inadequate |
Content just meets the minimum requirement of assignment, without sign of plagiarism. But the analysis is underdeveloped and unoriginal. |
Content strays from the main topic; or plagiarism is over 20% |
|
Reference |
1,2,3,4,5,6,9,10 |
10% |
A variety of sources are adequately and correctly cited. |
A variety of sources are included, but there are some format errors and incorrect citation. |
Sources are reasonable but lack of diversity. There are quite a few format errors and incorrect citation. |
Sources are lack of diversity. There are many format errors and incorrect citation. |
The writing does not use adequate research reference. There are many format errors and incorrect citation. |
|
Member contribution |
9,10 |
Based on peer review |
Active and adequate participation. Proactively working to meet deadline set by group. |
Quite active and adequate participation. However, there is a delay in meeting group deadlines. |
Not really proactive when participating. there is a delay in meeting group deadlines. |
Just participate in a small part of group work. Not proactive when participating |
Little or no participation. Shows no responsibility with work and often fails to meet deadlines. |
|
Note: Lecturer instructs group member to conduct peer review on a scale of 1 to 10, based upon the contribution of each member to group work. The grade of each member will be adjusted according to the peer review which reflects this member’s contribution and participation. |
- Grading rubrics for individual/group presentation
Criteria |
CLO |
Weighted Average |
Levels of Assessment |
Grade |
||||
A |
B |
C |
D |
F |
||||
8,5-10 |
7-8,4 |
5,5-6,9 |
4,0-5,4 |
<4 |
||||
Presentation Organization |
10 |
10% |
Clear and coherent organization which is easy and pleasant to follow |
Quite clear organization which is easy to follow |
Presentation organization is not clear and difficult to follow |
Presentation organization is unclear and incoherent |
Presentation organization is unclear, incoherent and difficult to follow. |
|
Presentation Content |
1,2,3,4,5,6,7,8 |
50% |
Content is very clear, coherent, and interesting. Main ideas are well developed and supported throughout the presentation |
Content is good with clear ideas, but some parts are not logical |
Content is unclear with some incoherent and vague main ideas |
Substandard content which lacks logical organization. Ideas are vague with little evidence of critical thinking |
Poor content with “copy and paste”, incoherent ideas |
|
Presentation skills |
8,10 |
10% |
Good and clear presentation, using body language to effectively attract and interact with audience |
Clear presentation with body language, but inadequate interaction with audience |
Mediocre presentation without body language and inadequate interaction with audience |
Substandard presentation without body language and inadequate interaction with audience |
Poor presentation without body language and inadequate interaction with audience |
|
Q & A |
10 |
10% |
Fluently answer all questions from audience |
Answer about 2/3 questions from audience |
Answer about 1/2 questions from audience |
Answer about 1/3 questions from audience |
Unable to answer any questions from audience |
|
Use of media |
8,10 |
10% |
PPT is clear, relevant and well-designed. Handouts are provided to audience |
PPT is well-designed and easy to follow |
PPT is simple |
PPT is poorly designed and hard to follow |
None |
|
Presentation time |
9,10 |
5% |
Stay on time |
Over ¼ time limit |
Over 1/3 time limit |
Over ½ time limit |
Double time limit |
|
Dress code |
9,10 |
5% |
Formal and professional dress code |
Formal and neat dress code |
Casual and informal dress code |
Casual dress code |
Unsuitable and impolite dress code. |